.hero-wrap{background:var(--color-bg-light);padding:20px 0 0}.hero-banner{position:relative;display:flex;flex-direction:column;justify-content:space-between;min-height:520px;border-radius:12px;overflow:hidden;background-image:url(/images/banner.webp);background-size:cover;background-position:50%;background-repeat:no-repeat}.hero-banner-overlay{position:absolute;inset:0;background:linear-gradient(105deg,rgba(0,4,34,.5),rgba(0,4,34,.25) 45%,rgba(0,4,34,.1));pointer-events:none}.hero-banner-body{position:relative;z-index:1;flex:1 1;display:flex;align-items:flex-start;padding:50px 40px 24px}.hero-content{max-width:560px}.hero-content h1{font-size:clamp(2rem,4vw,2.5rem);line-height:1.2;margin:0 0 1.25rem;color:#ffffff}.hero-content p{font-size:1.0625rem;font-weight:300;color:rgba(255,255,255,.9);margin:0 0 1.75rem;line-height:1.65}.hero-nav{position:relative;z-index:1;display:grid;grid-template-columns:repeat(4,1fr);align-items:stretch;margin:0 20px 20px;border-radius:12px;overflow:hidden}.hero-nav-item{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.35rem;padding:1rem .75rem 1.1rem;background:rgba(255,255,255,.6);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);text-align:center;transition:background .2s;color:var(--color-navy)}.hero-nav-item:hover{background:rgba(255,255,255,.9);color:var(--color-link)}.hero-nav-item.first{border-top-left-radius:12px;border-bottom-left-radius:12px}.hero-nav-item.last{border-top-right-radius:12px;border-bottom-right-radius:12px}.hero-nav-icon{width:auto;height:72px;object-fit:contain}.hero-nav-item span{font-size:1.125rem;font-weight:600;line-height:1.2}@media (max-width:921px){.hero-banner{min-height:480px}.hero-banner-body{padding:36px 24px 20px}.hero-nav{margin:0 12px 12px;grid-template-columns:repeat(2,1fr);border-radius:12px}.hero-nav-icon{height:56px}.hero-nav-item span{font-size:1rem}}@media (max-width:544px){.hero-content p br{display:none}.hero-nav-icon{height:48px}}.trusted{padding:2.5rem 0;text-align:center;background:var(--color-white)}.trusted-label{font-size:.875rem;font-weight:500;text-transform:uppercase;letter-spacing:.1em;color:var(--color-muted);margin:0 0 1.5rem}.trusted-logos{width:100%;height:auto;opacity:.85}.covered{padding:4rem 0;background:var(--color-bg-light)}.covered-inner{display:grid;grid-template-columns:.9fr 1.1fr;grid-gap:3rem;gap:3rem;align-items:center}.coverage-list{list-style:none;margin:0;padding:0}.coverage-list li{display:flex;gap:1.25rem;margin-bottom:2rem;align-items:flex-start}.coverage-icon{flex-shrink:0;border-radius:8px}.coverage-list strong{display:block;font-size:.875rem;font-weight:600;letter-spacing:.03em;margin-bottom:.35rem;color:var(--color-link)}.coverage-list strong:hover{color:var(--color-link-hover)}.coverage-list p{margin:0;font-size:.9375rem;font-weight:300;line-height:1.5;color:var(--color-muted)}.expert-tips{padding:4rem 0;background:var(--color-white)}.expert-tips .post-grid{align-items:stretch}.expert-tips .post-card{border-radius:8px;transition:transform .35s cubic-bezier(.22,1,.36,1),box-shadow .35s ease}.expert-tips .post-card:hover{transform:translateY(-4px);box-shadow:0 12px 32px rgba(0,4,34,.1)}.expert-tips .post-card-image{transition:transform .5s cubic-bezier(.22,1,.36,1)}.expert-tips .post-card:hover .post-card-image{transform:scale(1.02)}.page-section.expert-tips{padding:4rem 0 5rem;background:var(--color-white)}.page-section.expert-tips .post-card{border-radius:8px;transition:transform .35s cubic-bezier(.22,1,.36,1),box-shadow .35s ease}.page-section.expert-tips .post-card:hover{transform:translateY(-4px);box-shadow:0 12px 32px rgba(0,4,34,.1)}.page-section.expert-tips .post-card:hover .post-card-image{transform:scale(1.02)}.page-section.expert-tips .section-title-center{margin-bottom:2.5rem}.section-title-center{text-align:center}.why-section{padding:4rem 0;background:var(--color-bg-light)}.why-inner{display:grid;grid-template-columns:1fr 1fr;grid-gap:3rem;gap:3rem;align-items:center}.why-content ul{margin:1.5rem 0;padding-left:1.25rem}.why-content li{margin-bottom:.75rem}.testimonials{padding:4rem 0 3.5rem;background:#eef4fa}.testimonials .section-title-center{margin-bottom:2.5rem}.testimonials-collage{display:flex;justify-content:center;margin:0 auto 2.5rem;max-width:980px;padding:0 16px}.testimonials-collage img{display:block;width:100%;height:auto;border-radius:12px;box-shadow:0 10px 40px rgba(0,4,34,.12)}.testimonials-cards{position:relative;max-width:1040px;min-height:540px;margin:0 auto;padding:0 24px}.testimonials-card{position:absolute;margin:0;padding:1.35rem 1.5rem 1.5rem;background:var(--color-white);border-radius:10px;box-shadow:0 6px 28px rgba(0,4,34,.1)}.testimonials-card--1{left:0;top:0;width:min(40%,400px)}.testimonials-card--2{right:0;top:32%;width:min(40%,400px)}.testimonials-card--3{left:27%;right:27%;bottom:0;width:auto;max-width:440px;margin-left:auto;margin-right:auto}.testimonials-name{margin:0 0 .5rem;font-size:1.0625rem;line-height:1.3;color:var(--color-navy)}.testimonials-name em{font-style:italic}.testimonials-name strong{font-weight:700}.testimonials-card .stars{display:block;width:100px;height:20px;margin:0 0 .65rem}.testimonials-quote{margin:0;font-size:.9375rem;font-weight:400;font-style:italic;line-height:1.55;color:var(--color-navy)}.testimonials-quote em{font-style:italic}.testimonials-disclaimer{max-width:720px;margin:2.5rem auto 0;padding:0 24px;text-align:center;font-size:.8125rem;font-weight:400;font-style:normal;color:var(--color-navy);line-height:1.5}@media (max-width:921px){.covered-inner,.why-inner{grid-template-columns:1fr}.testimonials-cards{position:static;display:flex;flex-direction:column;gap:1.25rem;min-height:0;padding:0 16px}.testimonials-card,.testimonials-card--1,.testimonials-card--2,.testimonials-card--3{position:static;left:auto;right:auto;width:100%;max-width:none;margin-left:0;margin-right:0}}