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How Do I Know If I Have The Right Amount Of Home Owners Insurance?

Homeowners insurance is an essential element of protecting a home. It provides financial security in the event of damage or loss and offers peace of mind for all living in the house. Knowing how to assess if you have adequate coverage is essential for ensuring that your policy meets your needs in an emergency. This article will […]

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How To File A Home Insurance Claim

Filing a home insurance claim can be overwhelming for policyholders, especially when encountering property loss or damages due to unforeseen events. A well-executed claim provides financial protection and fosters a sense of security and belonging in the community. With this in mind, understanding the intricacies of the claims process becomes indispensable for homeowners seeking to maximize

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The Impact Of Car Theft On Your Insurance Rates

The prevalence of car theft in today’s society significantly influences insurance rates for vehicle owners. As automobile security technology advances, so does the ingenuity of thieves who persistently search for new ways to bypass these protective measures. Consequently, insurers must continuously adapt their pricing models to reflect this ever-evolving risk landscape. For policyholders, understanding the relationship between car theft

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The Future of Health Insurance: AI, Personalized Plans, and What’s Coming Next

Health insurance isn’t exactly known for being exciting—but that’s changing. With AI, wearable tech, and personalized plans, the way we get and use health coverage is evolving fast. Here’s what the future of health insurance might look like—and how it could actually work for you instead of feeling like a confusing maze of paperwork. 1. AI is

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Does Your Health Insurance Cover Mental Health? What You Need to Know

Mental health is just as important as physical health—but does your insurance see it that way? If you’ve ever wondered whether therapy, counseling, or psychiatric care is covered, you’re not alone. Many people assume their health plan includes mental health benefits, only to find surprises when they need care. Let’s break down what you should

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Verisk Buy of Nasdaq Subsidiary Gains Access to Hundreds of Catastrophe Models

Verisk said today it has acquired Nasdaq subsidiary Simplitium Limited, the owner and operator Nasdaq Risk Modelling for Catastrophes (NRMC). NRMC is a software-as-a-service platform that supports an open ecosystem where specialized model partners make models, hazard data, and analytics …

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5 Common Health Insurance Mistakes (And How to Avoid Them)

Health insurance can be confusing—and one wrong move could cost you hundreds (or even thousands) of dollars. Whether you’re picking a new plan or using your current coverage, many people make the same avoidable mistakes. Here are five common health insurance slip-ups and how to dodge them: 1. Picking the Cheapest Plan Without Checking Coverage The Mistake: Going for

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